If you have had an aneurysm you must take travel insurance when you go on holiday or travel abroad just in case you fall ill and need medical treatment. The cost of receiving medical treatment away from the UK can be very high. For those with pre-existing medical conditions travel insurance can be expensive unless you shop around (this link might help you find cheap travel insurance for people with aneurysm
Travellers with an aneurysm have in the past paid significantly more for their travel insurance as those with aneurysm, like many other sufferers of a pre-existing condition have had their premiums raised. The travel insurance companies consider those that are under the treatment of a doctor, even on a routine basis, may be more likely to claim and hence cause them to have to pay out.
For example, a 54 year old male, travelling to the United States of America for 1 week would pay around £13.42 if they didn’t have aneurysm, but for the same person with aneurysm, the premium could be £36.41, that’s around 3 times more expensive.
Sometimes customers with an aneurysm might also suffer with another condition. In our example the premium would still be £36.41 assuming the applicant was taking 2 additional medications for high blood pressure.
Additional rating factors which effect travel insurance are high blood pressure, high cholesterol and whether you smoke.
Aneurysm and travel insurance
is a localised, blood-filled balloon-like bulge in the wall of a blood vessel.
Aneurysms can occur in any blood vessel with examples including aneurysms of the circle of Willis in the brain, aortic aneurysms affecting the aorta, and abdominal aortic aneurysms. Aneurysms can also occur within the heart itself.
As an aneurysm increases in size, the risk of rupture increases. A ruptured aneurysm can lead to bleeding and subsequent hypovolemic shock, leading to death. Aneurysms are a result of a weakened blood vessel wall, and can be a result of a hereditary condition or an acquired disease.
All of these factors will be taken into account when you apply for travel insurance with aneurysm.
And finally, those that are awaiting a diagnosis or additional tests face the heftiest premiums as what insurers’ hate most of all is uncertainty, especially around the possible risk of falling ill abroad with a condition that isn’t yet well controlled.